Mon to Fri: 8:00am to 5:00pm
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9b, George Omonubi Street, Oniru-Lekki, Lagos, Nigeria
OUR PRODUCT OFFERINGS
Our Work process
Check out our product list,
which includes a range of products
from loans to investments.
With our web and mobile application,
you can apply for a loan or investment
opportunity of your choice with ease.
We will look into your request, and
get back to you.
Once your application is approved, we will
disburse funds into your account.
Delivering Top-Notch Financial Solutions
We consistently support small and large scale businesses and individuals with loans and investment opportunities to meet their growing needs.
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00
Years Of
Experience
Ready to calculate?
Loan Calculator
Our loan calculator provides you with a repayment picture of what to expect from us at GoodGate Finance Limited.
Investment Calculator
Our investment calculator lets you estimate how much your investments may grow.
People talking about us
Frequently asked questions
What types of loans do you offer?
We offer a variety of loan types, including personal loans, group loans, business loans, SME loans Asset finance, lease finance, trade finance, LPO/Contract Finance, and Travel facilitation loan. Terms and Conditions apply for each loan.
How can I apply for a loan?
You can apply our loan by completion of our loan application form which can be obtained from our website or from our marketing team. Kindly reach out to this number 09066596560 for a marketing officer to be assigned to you.
What are the eligibility requirements for a loan?
Eligibility requirements vary depending on the type of loan you're interested in. Common requirements include your satisfactory credit rating, regular, sustainable and verifiable income/cash flow, satisfactory KYC and the purpose of the loan. We have different criteria for each loan type, and our loan officers can take you through them.
What is the interest rate on the loan?
Our interest rate is competitive and a variable interest rate subject to prevailing market rate and loan type. Upon request on your loan type, the prevailing rate shall be communicated to you.
How long does the approval process take?
Our turnaround time is commendable. However, the approval process varies depending on the loan type. Personal and salary loans for those in paid employment takes between 24 hours to 72 hours while business loans can be more depending on the business loan type.
What is the loan term, and are there any prepayment penalties?
Loan terms vary, but we'll provide you with the specific terms for your loan when you're approved. Additionally, it's important to check if there are prepayment penalties, as some loans may charge a fee for paying off the loan early.
What happens if I miss a payment or have trouble making payments?
If you miss a payment or encounter financial difficulties, it's crucial to contact us immediately. We may offer options like loan modifications or forbearance to help you during challenging times.
Can I apply for a loan with bad credit?
We do offer options for individuals with less-than-perfect credit, but the terms may be less favorable. Your credit rating will influence the loan terms and interest rate you receive.
How do I check the status of my loan application?
You can check the status of your loan application by logging into your online account or by contacting our customer service department. They can provide updates and guidance throughout the process.
